ISA

免税的兴趣

伯明翰 Bank ISA is a great way of saving tax free – as with any ISA interest income is tax-free.

If you’re looking to make the most of your tax-free limit and improve the return on your savings, ballbet贝博网有一系列的ISAballbet贝博官网供您选择. 你很难在别的地方找到更好的价格.

ISAballbet贝博官网

  • 轻松访问ISA
  • 定期ISA

ISA的好处

  • 每个纳税年度投资不超过2万英镑
  • 存入100英镑,开一个易取账户
  • 存2500英镑,开一个定期账户
  • 转入已接受-目前暂停
  • 提款提前一个月通知
  • 容易获得的isa(视乎银行酌情决定权而定)

存款利率

ballbet贝博网这里有报价…

下载费率PDF在此

注意事项- ISA

At 伯明翰 Bank we want to make sure you have all the information you require before agreeing to a facility. So while you need to read and understand the terms and conditions of each product the below summary provides some further detail you may want to be aware of.

我在哪里可以找到当前的利率?

ballbet贝博网这里有报价…

下载费率PDF在此

利率会根据ballbet贝博官网类型而变化吗?

Yes, there are different interest rates that are applied depending on the length ISA you sign up for. The longer you commit the better the reward with the highest interest rates being paid on the longest investment.

利率如何以及何时适用?

半年在3月31日和9月30日

伯明翰银行能改变利率吗?

We will inform you about any changes to the interest rate or changes to any other terms of the account by giving you at least 14 days’ notice in writing and this can be done by letter, email or in any other way which is sent to the authorised account holder individually’

资格标准是什么?

完整的细节在T&C,但是如果你超过18岁,你就可以申请

有最低限额吗?

最低投资额或转账金额为2500英镑

有最高限额吗?

The maximum ISA investment limit is £20,000 pa for the tax year

我可以取钱吗?

在固定利率期限内不允许提款

学期结束时会发生什么?

Rates are fixed for the agreed number of years from the date of opening the account. Thereafter the account will become a standard 伯明翰 Bank Cash ISA (with variable interest rate).

如何取得联系?

You can get in touch in writing, by phone or by email please see our contact page for details

金融ballbet贝博网补偿计划

Your savings are covered by the Financial Services Compensation Scheme. Payments under the scheme are limited to a maximum payment to any one depositor of £85,000. 点击这里查看ballbet贝博网的FSCS文件

1年固定利率现金ISAballbet贝博官网信息+

 关键的ballbet贝博官网信息 – Here is some important information about our 1 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

帐户名称 -伯明翰银行1年固定利率现金ISA

利率(aer) -查看最新的价目表

年利率 -查看最新的价目表

Rates are fixed for 1 year from the date of opening the account ‘the fixed term’. Thereafter the account will become a standard 伯明翰 Bank Cash ISA (with variable interest rate).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. 自开户之日起1年内有效.

 成熟 -您的选择-在固定利率期限结束前一个月, we will write to you to let you know whether we have a new fixed rate offer and the terms. ballbet贝博网也会通知您当前的可变现金ISA汇率. At that stage we will ask for your written instruction for the maturity proceeds. If we have no instructions the account will automatically transfer to the standard Cash ISA terms at maturity.

 资金限制 ‐ 最低投资额或转账金额为2500英镑 subject to the maximum ISA investment limit of £20,为2021/2022纳税年度的000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. This includes any funds transferred in from existing ISAs held elsewhere, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. After the 30 day period you may not be able to make any additional deposits into this Fixed Rate ISA.

税收地位 ‐利息是免税的

撤军的安排 ‐在固定利率期限内不允许提款

支付的利息 ‐半年一次,3月31日和9月30日

 账户操作 ‐ Direct through initial completion of paperwork and liaison with 伯明翰 Bank’s head office at 8楼, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@ososurprising.com

伯明翰银行有限公司, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

2年固定利率现金ISAballbet贝博官网信息+

 关键的ballbet贝博官网信息 – Here is some important information about our 2 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

 帐户名称 -伯明翰银行2年固定利率现金ISA

 利率 (AERs) -参见最新的费率表

 年利率 -查看最新的价目表

Rates are fixed for 2 years from the date of opening the account ‘the fixed term’. Thereafter the account will become a standard 伯明翰 Bank Cash ISA (with variable interest rate).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. It will remain as 2 years from the date of opening the account.

 成熟 -您的选择-在固定利率期限结束前一个月 we will write to you to let you know whether we have a new fixed rate offer and the terms. ballbet贝博网也会通知您当前的可变现金ISA汇率. At that stage we will ask for your written instruction for the maturity proceeds. If we have no instructions the account will automatically transfer to the standard Cash ISA terms at maturity.

 资金限制 ‐ 最低投资额或转账金额为2500英镑 subject to the

maximum ISA investment limit of £20,为2021/2022纳税年度的000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. This includes any funds transferred in from existing ISAs held elsewhere, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. After the 30 day period you may not be able to make any additional deposits into this Fixed Rate ISA.

税收地位 ‐利息是免税的

 撤军的安排 ‐在固定利率期限内不允许提款

 支付的利息 ‐半年一次,3月31日和9月30日

 账户操作 ‐ Direct through initial completion of paperwork and liaison with 伯明翰 Bank’s head office at 8楼, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@ososurprising.com

伯明翰银行有限公司, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

3年固定利率现金ISAballbet贝博官网信息+

关键的ballbet贝博官网信息 – Here is some important information about our 3 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

帐户名称 -伯明翰银行3年固定利率现金ISA

 利率(aer) -查看最新的价目表

 年利率 -查看最新的价目表

Rates are fixed for 3 years from the date of opening the account ‘the fixed term’. Thereafter the account will become a standard 伯明翰 Bank Cash ISA (with variable interest rate).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. 自开户之日起3年有效.

 成熟 – your options – One month before the fixed rate period ends we will write to you to let you know whether we have a new fixed rate offer and the terms. ballbet贝博网也会通知您当前的可变现金ISA汇率. At that stage we will ask for your written instruction for the maturity proceeds. If we have no instructions the account will automatically transfer to the standard Cash ISA terms at maturity.

 资金限制 – 最低投资额或转账金额为2500英镑 subject to the maximum ISA investment limit of £20,为2021/2022纳税年度的000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. This includes any funds transferred in from existing ISAs held elsewhere, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. After the 30 day period you may not be able to make any additional deposits into this Fixed Rate ISA.

税收地位 -利息是免税的

 撤军的安排 -在固定利率期限内不允许提款

 支付的利息 -半年在3月31日和9月30日

 账户操作 ‐ Direct through initial completion of paperwork and liaison with 伯明翰 Bank’s head office at 8楼, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@ososurprising.com

伯明翰银行有限公司, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

Standard Flexible Cash ISA and 固定期限 Cash ISA 条款 and Conditions+

ISA是个人储蓄账户的缩写. 对于一个账户,才有资格享受特殊的税收待遇, an ISA must operate within rules which have been laid down by the Government. These rules are incorporated into the 伯明翰 Bank Cash and Fixed Rate Cash ISA 条款 and Conditions which are as follows:

1) The ISA rules specify that you may open and/or invest in only one Cash ISA in any tax year (the period from 6 April to 5 April the following year).

2) An ISA may only be held by an investor in his or her sole name.

3) ISA投资将是, 必须留在里面, 投资者的实益所有权, 并且不能用作贷款的抵押.

你必须至少年满16岁才能投资ISA. ISA不得从一个投资者转移到另一个投资者, 除非原投资者死后继承.

5) You must be resident or ordinarily resident in the United Kingdom for tax purposes or, 如果不是常驻的, 履行职责,, by virtue of Section 132 (4) (a) of the Income and Corporation 税es Act 1988 (crown employees serving overseas), 被认为是在英国表演的, and must inform 伯明翰 Bank if you cease to be so resident and ordinarily resident or to perform such duties.

6) The start date for your ISA is the date of the first deposit.

7) The minimum amount required to open a 伯明翰 Bank standard Cash ISA is £100 and £2,500美元存入固定利率现金ISA, 之后的最低交易金额是50英镑.

8) With effect from 6th April 2020 the maximum total investment which can be made in a 伯明翰 Bank Cash ISA is £20,000, 不管取多少钱. The full £20,000 can be paid into your Cash ISA subject to any stocks and shares ISA contributions. Please note, you can only pay into one Cash ISA and one Stocks and Shares ISA* in each tax year. We will change the maximum amount you can deposit each year if there are changes to the limit introduced by HM Revenue; Customs in any particular year, 来反映这些变化.

9) Interest is paid half-yearly on the 31st March and 30th September directly to your ISA account.

10) You will not have to pay income tax on the interest paid in each of the years that you have your 伯明翰 Bank ISA provided all the ISA rules have been followed.

11) Please note that the favourable tax treatment of ISAs may not be maintained (税 treatment is the Government’s responsibility). These terms and Conditions reflect HM Revenue; Customs ISA regulations applicable from time to time and will change in the event of any relevant change in these regulations.

12) On your written instructions we will transfer the whole of your 伯明翰 Bank Cash ISA with all rights and obligations to another ISA provider within one month. The Fixed Rate Cash ISA cannot be transferred during the fixed rate period.

13)不允许部分转移.

14) Withdrawals are subject to one month’s notice in respect of our standard Cash ISA and are not permitted in respect of the Fixed Rate Cash ISA.

15) Withdrawals cannot be made against the proceeds of cheques invested for fewer than six banking days (not including Saturdays). The six-day period starts on the day the cheque is credited to the account but excludes the day of withdrawal. ballbet贝博网的支票上总是写着“收款人”.

16) If you fail to subscribe to your 伯明翰 Bank Cash ISA in any tax year, 根据政府的规定, you will be required to complete a new application form should you wish to continue to invest in subsequent years.

17) For a period of l4 days after the receipt of your first deposit into your 伯明翰 Bank ISA you may instruct us that you have changed your mind by writing to us at 伯明翰 Bank, 8楼, 林登的房子, Hagley路62号, 睡床上, 伯明翰, B16 8PE and we will return your deposit to you with any accrued Interest (with tax deducted at the basic rate). 在此期间将不收取任何费用.

18) No early access charges or notice periods apply on closure at the end of the fixed term or on the transfer to another ISA during the first 14 days after the account opening, or ultimately on account closure due to the death of the account holder.

19) We will inform you about any changes to interest rates (in respect of the Standard Cash ISA) or to any terms of the account by giving you at least 14 days’ notice in writing and this can be done by letter, email or in any other way which is sent to the authorised account holder individually

20) Once a year we will write to you to remind you of the terms of the 伯明翰 Bank Cash ISAs and your obligations.